Artificial intelligence has changed substantially since the first version of this article. The discussion is no longer limited to robots performing repetitive tasks or algorithms sorting applications. Generative AI now writes, analyses, recommends, creates images and carries out multi-step tasks through AI agents. It can support employees and accelerate decisions,…
Dealerships remain attractive targets for cybercriminals. They combine high-value transactions with large volumes of personal, financial and vehicle data. They also depend on dealer management systems, finance portals, CRM platforms, OEM services, payment providers and third-party support. One compromised account or supplier can disrupt sales, servicing and customer communication at…
Real estate portfolio management was once presented as a relatively simple exercise: collect comparable data for every property, place the assets in a matrix and decide whether to invest, hold or sell. That logic remains useful, but it is no longer sufficient. In 2026, a property can generate acceptable rent…
Crowdfunding no longer attracts the novelty-driven attention it did a decade ago. Social media reach is harder to obtain, advertising is more expensive and potential backers have seen enough failed projects to be cautious. Yet crowdfunding has not disappeared. It has matured into a more specialised financing and market-validation tool.…
Electricity grids, gas pipelines, telecommunications networks, railway lines and water systems form the operating backbone of a modern economy. When these networks function reliably, their ownership is rarely discussed outside specialist circles. When geopolitical tensions, cyberattacks, supply disruptions or major investment requirements arise, however, the question quickly becomes strategic: Who…
For decades, education has been presented as the most reliable route to professional success. School qualifications are followed by bachelor’s degrees, master’s programmes, MBAs, postgraduate certificates, executive courses and an expanding range of specialist credentials (over-education). Job advertisements increasingly request not only academic degrees but also industry experience, digital expertise,…
For decades, market economies have relied on a core assumption: markets have self-correcting mechanisms. Inefficient companies exit, capital moves toward more productive uses, prices signal scarcity and risk, and innovation replaces outdated business models. This logic is not wrong. In fact, it is one of the main reasons why market-based…
Most companies are now experimenting with large language models. The first wave was obvious: ask a general-purpose AI to summarize documents, draft emails, brainstorm ideas, or explain regulations. That was useful — but also limited. Generic models are impressive generalists, yet they are not automatically aligned with a company’s context,…
Artificial intelligence is no longer a future topic in education. It has entered the day-to-day conversation of school leaders, teachers, education providers, and digital learning innovators. The debate is no longer about whether AI will influence learning, but about how it can be applied in ways that create measurable educational…
With the adoption of the Directive (EU) 2024/825 on Empowering Consumers for the Green Transition (ECGT), the European Union is redefining the rules of engagement between sustainability, marketing, and consumer protection. While the public debate often frames the Directive as a “greenwashing ban”, the accompanying Questions & Answers published by…
The Omnibus I Package represents a structural turning point in European sustainability reporting. While positioned politically as a simplification initiative, its deeper impact lies in a fundamental redesign of how relevance, scale and materiality are defined and operationalised across the CSRD framework, the EU Taxonomy and the European Sustainability Reporting…
The rapid development of artificial intelligence (AI) has triggered a quiet but decisive infrastructure revolution: the emergence of specialized AI chips. While CPUs have been the backbone of digital transformation for decades, they quickly reach physical and energy limits when faced with the highly parallel computations of modern neural networks.…
